Owning a car can be a nightmare when it comes to insurance. As a young or first time driver, the last thing you need is to have to worry about finding car insurance, and yet this can be one of the most expensive parts of owning a car. Road costs are increasing so if there are some relatively simple measures that will result in reduced insurance costs, the prudent advice would be to find out what you need to do before even beginning to look for quotes.
The industry recognised that finding cheaper car insurance as a young person was a major barrier to would be first time drivers and the response was to identify ways for the overall risk to be reduced which would translate into a reduction in premiums.
It isn't just a question of age. The cars, makes and models, engine capacity and additional extras all have an impact on your premium cost. Other measures include having a speed detection device added to your car which monitors your speed and reports back electronically to the insurance company. This is a terrific way of proving the hotheadedness of youthful driving doesn't apply in your case. Another way of almost guaranteeing car insurance for young drivers is to undertake and successfully complete the Pass Plus course. (more...)
